Disclaimer
Last updated: May 2025
⚠️ Key point
401Calc provides free calculators for informational and educational purposes only. Nothing on this site is financial, legal, investment, or tax advice. Always consult a qualified professional before making retirement decisions.
1. No Financial Advice
All content, calculators, tools, and information on 401calc.com are provided for general informational and educational purposes only. Nothing on this Site constitutes financial advice, investment advice, tax advice, legal advice, or any other form of professional advice. 401Calc is not a registered investment advisor, broker-dealer, financial planner, tax professional, or attorney.
2. Calculator Results Are Estimates Only
All calculator outputs are mathematical estimates based on the inputs you provide and simplified financial models. They do not account for all variables that affect real-world outcomes, including changes in tax laws or Social Security rules, market volatility, inflation fluctuations, individual health or employment changes, state and local taxes, or fees and penalties associated with specific accounts.
3. Accuracy and Timeliness
We make every effort to keep our calculators and reference data accurate and current. However, we make no warranty that any information on this Site is current, accurate, complete, or error-free. Verify all information with authoritative sources such as irs.gov or ssa.gov.
4. No Endorsement of Third Parties
This Site may contain links to third-party websites and affiliate links. The presence of any link does not constitute an endorsement of the linked party. We are not responsible for the content, accuracy, or practices of any third-party site.
5. No Guarantee of Results
Using the calculators on this Site does not guarantee any particular financial outcome. Retirement projections depend on many factors outside our control. The figures you see are starting points for your own research — not promises or predictions.
6. Limitation of Liability
To the fullest extent permitted by applicable law, 401Calc and its operators shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of, or reliance on, any information or calculator results on this Site.
7. Seek Professional Advice
Before making any retirement planning, investment, tax, or legal decision, consult a qualified, licensed professional. Useful resources for finding qualified advisors include NAPFA and the CFP Board.
8. Changes to This Disclaimer
We may update this Disclaimer from time to time. Any changes will be reflected on this page with an updated date.
9. Contact
If you have questions about this Disclaimer, please contact us at:
info@nexustechnologies.app