Privacy Policy | 401Calc

1. Who We Are

401Calc (“we”, “us”, “our”) operates the website at 401calc.com. We provide free retirement planning calculators for informational purposes only. We are not a financial advisor, broker, or investment service.

2. Information We Do Not Collect

We do not collect, store, or process:

Your name, email address, or any personally identifiable information (unless you voluntarily email us)
Your financial data entered into any calculator — all calculations run locally in your browser
Your Social Security number, account numbers, or any sensitive financial identifiers
Payment information of any kind (we charge nothing)

3. Information We May Collect Automatically

Like most websites, we receive certain technical information automatically when you visit:

Log data: Your IP address, browser type, referring page, pages visited, and timestamps. Used for security and technical diagnostics only.
Cookies: We use cookies for analytics (see Section 4) and to remember your dark/light mode preference (rh-theme). No cookies contain your financial data.

4. Analytics

We use Google Analytics 4 to understand aggregate site usage. Google Analytics uses cookies and may collect your IP address. You can opt out by installing the Google Analytics Opt-out Browser Add-on.

5. Advertising

We display advertisements served by Google AdSense. Google may use cookies to serve ads based on your prior visits. You can opt out at Google’s Ads Settings. We do not share your financial calculator inputs with any advertiser.

6. Affiliate Links

Some pages may contain affiliate links to third-party financial products. If you click an affiliate link, we may earn a commission at no cost to you. We do not share your financial calculator inputs with affiliate partners.

7. How We Use Your Information

The limited technical data we receive is used solely to operate and improve the website, monitor for security threats, understand aggregate usage, and comply with legal obligations.

8. Data Sharing

We do not sell, rent, or trade your information to third parties. We may disclose information if required by law or to protect the rights and safety of our users.

9. Third-Party Services

10. Data Retention

Server log data is retained for up to 90 days. Analytics data is retained per Google Analytics default settings (up to 14 months).

11. Your Rights (GDPR / CCPA)

Depending on your location, you may have the right to access data we hold, request deletion, opt out of data sale (we do not sell data), or lodge a complaint with a supervisory authority. To exercise any right, contact us at info@nexustechnologies.app.

12. Children’s Privacy

This website is not directed at children under 13. We do not knowingly collect personal information from children.

13. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date.

14. Contact

If you have questions about this Privacy Policy, please contact us at:
info@nexustechnologies.app