Terms of Use | 401Calc

Please read these Terms of Use (“Terms”) carefully before using 401calc.com (the “Site”), operated by 401Calc. By accessing or using the Site, you agree to be bound by these Terms.

1. Acceptance of Terms

By using this Site, you confirm that you are at least 18 years of age and have the legal capacity to enter into this agreement. If you do not agree to these Terms, please discontinue use of the Site immediately.

2. Description of Service

401Calc provides free, browser-based calculators designed to help users estimate retirement savings, income, tax, and related financial metrics. The Site is provided “as is” without warranties of any kind.

3. Not Financial Advice

No financial advice is given on this Site. All calculator outputs are estimates based on inputs you provide and simplified financial models. Results are for general educational purposes only. 401Calc is not a registered investment advisor or financial planner. Nothing on this Site should be construed as a recommendation to buy, sell, or hold any investment or insurance product.

Consult a qualified, licensed financial advisor before making any financial decision based on information from this Site.

4. Accuracy of Information

We strive to keep calculator logic and reference data accurate. However, tax laws, contribution limits, and Social Security rules change frequently. We make no warranty that information on this Site is current, complete, or accurate. Verify all information with authoritative sources such as irs.gov or ssa.gov.

5. Your Use of the Site

You agree to use the Site only for lawful purposes. You must not attempt unauthorised access, use automated scraping tools, transmit spam, or use the Site to harm or defraud others.

6. Intellectual Property

All content on this Site is owned by or licensed to 401Calc and protected by applicable intellectual property laws. You may use the calculators for personal, non-commercial purposes only.

7. Third-Party Links and Affiliate Disclosures

This Site may contain affiliate links. When you click an affiliate link and make a purchase, we may earn a commission at no additional cost to you. Affiliate relationships do not influence our calculator results or editorial recommendations.

8. Advertising

This Site displays advertisements served by Google AdSense. We are not responsible for the content of these advertisements.

9. Disclaimer of Warranties

TO THE FULLEST EXTENT PERMITTED BY LAW, THIS SITE IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED.

10. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, 401CALC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE SITE. OUR TOTAL LIABILITY SHALL NOT EXCEED ONE U.S. DOLLAR ($1.00).

11. Indemnification

You agree to indemnify and hold harmless 401Calc from any claims arising from your use of the Site or violation of these Terms.

12. Privacy

Your use of the Site is also governed by our Privacy Policy, incorporated into these Terms by reference.

13. Modifications

We reserve the right to modify or discontinue the Site or these Terms at any time. Continued use after changes constitutes acceptance.

14. Governing Law

These Terms shall be governed by the laws of the United States, without regard to conflict of law principles.

15. Contact

If you have questions about these Terms, please contact us at:
info@nexustechnologies.app